GO Vertical ICM
Build the product.
Keep your momentum.
The GO Vertical Innovation Credit gives qualified U.S. innovators a practical way to fund the work between a promising idea and a market-ready product.
Capital that follows your product journey
Product development is a sequence of decisions. The Innovation Credit helps you fund the next milestone while GO Vertical ICM keeps the work connected from strategy through execution.
Clarify
Develop
Validate
Advance
The repayment model is simple
You repay the approved amount through fixed monthly payments with no interest. The program is structured around the development plan agreed with GO Vertical ICM. Under the standard program structure, there is no hard credit inquiry and program activity is not reported to consumer credit bureaus, so participation does not affect your personal credit score.
What the credit can support
Develop
Research, feasibility, requirements, industrial design, engineering, prototyping, testing, and validation.
Manufacture
Tooling, supplier development, production planning, quality systems, and manufacturing readiness.
Prepare for compliance
Regulatory strategy, documentation, quality planning, submissions, and market-entry preparation.
Generate evidence
Clinical planning, testing, studies, data generation, commercialization, and launch preparation.
One accountable development relationship
Innovation Credit recipients work exclusively with GO Vertical ICM for the approved scope of work. GO Vertical ICM manages and coordinates the development activities, specialists, vendors, and milestones connected to the credit. This gives you one team, one plan, and one place to go when decisions need to be made.
One team
Product strategy, engineering, regulatory, manufacturing, and commercialization expertise coordinated through GO Vertical ICM.
One plan
Defined scope, milestones, budget, responsibilities, and monthly repayment schedule.
One accountable partner
Clear communication and visible progress from the first assessment through the next milestone.
How it works
A simple path from your first conversation with GO Vertical ICM to product-development progress.
Ready to see if your product qualifies?
Start with a confidential assessment of your product, development plan, and funding need.
Important program terms
This is a business-purpose program for qualified applicants. Credit may be used only for legitimate business, commercial, or organizational purposes—not personal, family, household, tuition, medical, or other consumer expenses.
As part of the assessment, applicants should provide accurate information about financial capability, company average monthly revenue, founder or inventor monthly revenue from the venture, average monthly operating expenses, available cash or committed funding, expected repayment capacity, and existing loans or debt obligations.
US$100 application fee
Due at submission; separate from approved credit; does not guarantee approval, funding, services, or acceptance; nonrefundable except where required by law or expressly agreed in writing.
Approval and written terms
Submission is not approval or a commitment to provide credit. Amount, eligible uses, repayment schedule, conditions, and charges are stated in a written agreement signed by both parties.
Interest and repayment
The standard written agreement may provide 0% interest and fixed monthly repayment. Any late-payment, enforcement, service, or other charges are disclosed before signing.
Credit reporting
Under the standard structure, GO Vertical ICM does not intend routine consumer-bureau reporting and does not require a hard consumer-credit inquiry. This does not guarantee that a personal credit report will never be affected; any personal guarantee, default remedy, reporting practice, or other credit term is disclosed in the written agreement.
Exclusive relationship. For an approved scope, the Innovation Credit requires an exclusive development relationship with GO Vertical ICM for the defined term and scope in the written agreement, which states the services, duration, and termination rights.
Information notice: This page is general program information and is not legal, tax, accounting, investment, or financial advice. Availability, approval criteria, and terms may vary by applicant and applicable law. Review the final agreement carefully and obtain independent professional advice where appropriate.